All of Chase’s IHG® cobranded credit cards now feature promotion offering at least 120,000 bonus points to new applicants — but the IHG® Rewards Premier Credit Card takes the cake.
IHG Credit Card Welcome Offers
The IHG® Rewards Premier Credit Card features this whopper: 175,000 bonus points after spending $3,000 on eligible purchases within three (3) months of being approved for the card. That’s the most points ever featured as part of a Premier welcome offer. The card carries a $99 annual fee.
If you’re really averse to annual fees (not that anyone particularly enjoy them), check out the IHG® Rewards Traveler Credit Card‘s offer: 120,000 bonus points after spending $2,000 on eligible purchases within three (3) months of being approved for the card. It doesn’t come with all the bells and whistles its Premier sibling does. Then again, no annual fee.
For the small business owners looking to earn some IHG points, the IHG® Rewards Premier Business Credit Card offers 140,000 bonus points after spending $3,000 on eligible purchases within three (3) months of being approved for the card. Like its consumer counterpart, there’s a $99 annual fee for this card.
Keep in mind these are Chase cards — and subject to the 5/24 rule. Basically, you won’t be approved for any Chase cards if you’ve been approved for five or more credit cards within the past 24 months.
Which Card Do I Recommend — and Personally Hold?
My wife and I both have IHG® Rewards Premier Credit Card accounts. Why? We love the annual Reward Night feature that kicks in the second year of card membership. It’s redeemable for a rate of 40,000 points or less. We think a great deal for a $99 card. If you want to stay somewhere that’s charging more than 40,000 points for a night, you can pay the differnce with IHG points.
We’ve scored a couple of nice upgrades, too, thanks to our complimentary IHG Rewards One Platinum Elite status — a perk of the card.
IHG Platinum status obtained through a travel credit card scored us this great complimentary upgrade!
Here’s how its points earnings break down for each dollar spent on eligible purchases:
- Up to 26X charged to the card during stays at IHG properties.
- 5X on travel purchases.
- 5X at gas stations
- 5X on dining
- All other qualifying purchases earn 3X.
Plus, the card comes with a Fourth Night Free benefit: ise IHG points to book three consecutive nights at one property — and there’s no room or tax charge for the fourth night of the stay. In other words, stay four nights for the price of three. My family’s used that a couple of times and love the perk.
Other notable benefits:
- Earn 10,000 bonus IHG points and a $100 statement credit after spending $20,000 on eligible purchases during a calendar year.
- Receive a Global Entry, TSA PreCheck®, or NEXUS statement credit of up to $100 (every four years) when using your card to pay for application fees associated with those services.
- Cardmembers can receive up to $50 United Airlines TravelBank Cash to use on United Airlines purchases. Just enter your IHG Premier card number into your United MileagePlus® account.
Learn here how to apply for the IHG® Rewards Premier Credit Card
IHG® Rewards Traveler Credit Card Features
- Complimentary IHG® One Rewards Silver Elite Status
- Earn IHG® One Rewards Gold Elite Status after spending $20,000 on purchases with their card each calendar year. Seriously, though, if you’re going to $20k on your IHG card, you can afford the $99 (and much better) IHG® Rewards Premier Credit Card
- Points Earnings
- Up to 17X total points at IHG® Hotels & Resorts
- 3X on utilities
- 3X on internet, cable, phone, and select streaming services purchases
- 3X on dining
- 3X at gas stations
- 2X on all other eligible purchases
- Cardmembers earn 10,000 bonus points after spending $10,000 each calendar year.
- Fourth Night Free benefit explained above
- No annual fee
- Learn here how to apply for the IHG® Rewards Traveler Credit Card
IHG® Rewards Premier Business Credit Card Features
This is basically the consumer card with a few tweaks. (I especially like the bonus anniversary night!)
- Complimentary IHG® One Rewards Platinum Elite Status
- Earn IHG® One Rewards Diamond Elite status after spending $40,000 on purchases with your card each calendar year.
- Points Earnings:
- Up to 26X charged to the card during stays at IHG properties.
- 5X on travel purchases.
- 5X at gas stations
- 5X on restaurants and dining
- 5X on social media and search engine advertising
- 5X at office supply stores
- All other qualifying purchases earn 3X.
- Annual anniversary night valued at a redemption of 40,000 points or less. This benefit begins the second year of card membership.
- Additional anniversary night after spending $60,000 on purchases each calendar year (anniversary night valued up to 40,000 points).
- Fourth Night Free benefit
- Earn 10,000 bonus IHG points and a $100 statement credit after spending $20,000 on eligible purchases during a calendar year.
- Receive a Global Entry, TSA PreCheck®, or NEXUS statement credit of up to $100 (every four years) when using your card to pay for application fees associated with those services.
- Cardmembers can receive up to $50 United Airlines TravelBank Cash to use on United Airlines purchases. Just enter your IHG Premier card number into your United MileagePlus® account.
- $99 annual fee
- Learn here how to apply for the IHG® Rewards Premier Business Credit Card
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